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Plan Sponsor Guide: Understanding 401(k) Loans

RetirementBy Kelly DavisOctober 8, 2020

Although not required by law, many 401(k) plans offer a loan provision as a way for plan participants to access money prior to retirement.  The thinking is that more employees will contribute to the plan if they know they can tap into their savings should they incur an unexpected expense while working; conversely, if employees…

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