BENEFITS
Experience the value of true consulting. We have been providing benefit solutions to the Richmond community for over 20 years.
SOLUTIONS
Renewal + Open Enrollment
- Analyze your current benefits needs and networks
- Compare carriers and plan options
- Evaluate plan alternatives
- Review benefit administration platforms
- Present plan options and recommendations
- Conduct employee meeting
- Oversee open enrollment progress
- Process plan elections with carriers
Consulting
- Gain an understanding of your company’s objectives
- Advise on your strategic plan and benefits program
- Assess success of implemented plan
- Insights on latest health care changes
- Provide employee wellness program resources
- HR library and resources access
- Access to our HR partners to provide you HR guidance*
Ongoing Support
- Provide overall plan support
- Process new hires, terminations and life event changes with carrier
- Help with employee claims and plan questions
- Verify plan eligibility and participation requirements
- Update employee changes with COBRA provider*
- Benefit administration platform setup
- Assist with carrier invoice and benefit deduction reconciliations
Compliance
- Wrap document preparation*
- Health reimbursement arrangement document preparation
- Cafeteria plans (section 125 plans)
- ACA reporting preparation*
- PCORI fee calculations and guidance*
- Form 5500 preparation*
- Family & Medical Leave Act (FMLA) guidance
- COBRA implementation assistance
- Annual COBRA requirement review*
- Year end fringe benefit information for CPAs*
Renewal + Open Enrollment
- Analyze your current benefits needs and networks
- Compare carriers and plan options
- Evaluate plan alternatives
- Review benefit administration platforms
- Present plan options and recommendations
- Conduct employee meeting
- Oversee open enrollment progress
- Process plan elections with carriers
Consulting
- Gain an understanding of your company’s objectives
- Advise on your strategic plan and benefits program
- Assess success of implemented plan
- Insights on latest health care changes
- Provide employee wellness program resources
- HR library and resources access
- Access to our HR partners to provide you HR guidance*
Ongoing Support
- Provide overall plan support
- Process new hires, terminations and life event changes with carrier
- Help with employee claims and plan questions
- Verify plan eligibility and participation requirements
- Update employee changes with COBRA provider*
- Benefit administration platform setup
- Assist with carrier invoice and benefit deduction reconciliations
Compliance
- Wrap document preparation*
- Health reimbursement arrangement document preparation
- Cafeteria plans (section 125 plans)
- ACA reporting preparation*
- PCORI fee calculations and guidance*
- Form 5500 preparation*
- Family & Medical Leave Act (FMLA) guidance
- COBRA implementation assistance
- Annual COBRA requirement review*
- Year end fringe benefit information for CPAs*
*May be offered through affiliated companies. Additional fees may be required and are negotiated in advance.
EXPANSIVE LINES OF COVERAGE
Our team offers expertise in all types of coverage. It makes sense working with a company that offers all your company benefits in one place so you only have one contact.
- Medical
- Dental
- Vision
- Life insurance/AD&D
- Long-term disability
- Short-term disability
- Long-term care
- Supplemental insurance
- Flexible benefits
- Key employee insurance
- Individual life insurance
- Individual disability
Medical
Dental
Vision
Life insurance/AD&D
Long-term disability
Short-term disability
Long-term care
Supplemental insurance
Flexible benefits
Key employee insurance
Individual life insurance
Individual disability
ADVANTAGES OF TECHNOLOGY
Ease HR and benefits administration with an electronic, self-serve platform. We can help you select the right platform to meet your company needs.
Create a simple, electronic onboarding and offboarding for your new hires and terminations
Paperless benefits enrollment and easy access to view benefits coverage online
Broadcast company news, birthday and anniversary reminders, employee polls
Request signatures securely and save signed documents in employee file
Process life events from start to finish and submit required documentation online
View and manage your company calendar, employee rosters, organizational chart, etc.
24/7 access with user-friendly and convenient mobile app
Seamlessly transfer benefit deductions to your payroll system through integration or reporting
Easy access to company information with robust and customizable reporting
Create and manage company tasks for yourself and your employees
Create a simple, electronic onboarding and offboarding for your new hires and terminations
Paperless benefits enrollment and easy access to view benefits coverage online
Broadcast company news, birthday and anniversary reminders, employee polls
Request signatures securely and save signed documents in employee file
Process life events from start to finish and submit required documentation online
View and manage your company calendar, employee rosters, organizational chart, etc.
24/7 access with user-friendly and convenient mobile app
Seamlessly transfer benefit deductions to your payroll system through integration or reporting
Easy access to company information with robust and customizable reporting
Create and manage company tasks for yourself and your employees
SEE HOW OUR OPEN
ENROLLMENT COMPARES
We take the time to evaluate where you are and where you want to be. Let us help make your business and benefits easier than before.
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Initial Planning & Data Gathering
First you provide us with your plan documents so our team can review your current benefits.
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Prepare Request for Proposals
Then we put together customized RFPs based on your needs and review them with you before sending to the carriers.
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Analyze Carrier Proposals
Carriers send back their proposals and our team creates a summary of your options.
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Evaluate Technology Platforms
From there we look at whether your company would benefit from a technology platform. Reviewing the pros and cons of each platform.
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Plan & Technology Selection
Together looking at your plan options, we help you select the benefits that best meet your needs.
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Employee Renewal Meeting
Our team presents your new plans at your open enrollment meeting. Afterwards we are here for any questions.
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Open Enrollment Ends
We submit your employee elections to the carriers. All you have to do is update your payroll deductions unless you have benefits technology that talks to your payroll.
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Plan Implementation & Ongoing Support
You made it! With open enrollment behind you, we are here to provide ongoing support for you and your employees.
JOIN OUR MAILING LIST
Don’t miss important updates, deadlines and insights – from market commentaries to filing deadlines we have it all!
JOIN OUR MAILING LIST
Don’t miss important updates, deadlines and insights – from market commentaries to filing deadlines we have it all!
INSIGHTS
New Transparency in Coverage Requirement
In 2020, the federal government finalized requirements for health insurance carriers and employer-sponsored health plans to provide greater transparency in medical claims costs. Effective July 1st, 2022, insurance carriers and health plans will be required to provide a searchable database that allows members to proactively search and review the cost…
Differences Between a PPO, HMO, POS & EPO
As a business owner or HR director, open enrollment can be stressful. With the plethora of acronyms used in the health insurance industry, it’s easy to get overwhelmed when deciding which plans are right for your company. While cost, employee preference, and plan designs are all vital when deciding the…
IRS Proposes Change to Family Coverage Affordability Rules
On April 5, 2022, the IRS released a proposed rule that would change the existing rules for eligibility for the premium tax credit (PTC). The PTC is available to eligible individuals who purchase health insurance coverage through the Exchange. Individuals who have access to affordable, minimum value employer-sponsored coverage are…
PCORI Fee Amount Adjusted for 2022
The Internal Revenue Service (IRS) has issued Notice 2022-04 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on or after Oct. 1, 2021, and before Oct. 1, 2022. The updated PCORI fee amount is $2.79 multiplied by the average number of lives covered under…
Is Referenced Based Pricing Right for My Company?
Every year it seems like healthcare costs keep skyrocketing. As an employer, it’s important to consistently look at different health insurance alternatives to determine what works best for your company. In this article, we will walk through a “newer” healthcare model called Reference Based Pricing (RBP). What is Referenced Based…
What to Ask Your Benefits Broker about HRIS Platforms
Most employers recently finished Open Enrollment for their employee benefits. The advent of COVID-19 accelerated the push to electronic processes for companies in various ways. One big trend has been the move away from paper for benefits enrollment. Most companies purchased a Human Resources Information System (also known as an…
MEET THE TEAM
Mark Jones, CPA, MST, AIF
Steve Jenkins
Chris Nagle
Jim Slabaugh
Willy Wise
Chris Sill
Christian Mosier
Kara Schnarrs
Verlee Bishop
