RETIREMENT
Your employees are your most valuable asset. Let’s make sure your retirement plan is optimized to create a retirement they can look forward to.
Let us do the heavy lifting.
Focus on what you do best and leave the rest to us.
Retirement plans come with unique challenges; regulatory requirements, investment oversight and ongoing administrative tasks, to name a few. We recognize the challenge employers face in carrying out these fiduciary obligations.
We can help.
Together with our partners, SIMA can make your retirement plan more efficient. By taking administrative and regulatory responsibilities off your plate, you’ll have more time to focus on your core business.
And since your time is money, the savings really start to add up.
Let us do the heavy lifting.
Focus on what you do best and leave the rest to us.
Retirement plans come with unique challenges; regulatory requirements, investment oversight and ongoing administrative tasks, to name a few. We recognize the challenge employers face in carrying out these fiduciary obligations.
We can help.
Together with our partners, SIMA can make your retirement plan more efficient. By taking administrative and regulatory responsibilities off your plate, you’ll have more time to focus on your core business.
And since your time is money, the savings really start to add up.
SOLUTIONS
Leverage Our Experience & Expertise. You’ll have access to the tools, advice and support you need to manage your plan from every angle.
Plan Evaluation
- Needs assessment
- Plan benchmarking
- Provider review and search
- Plan design consulting
Investment Management
- Investment policy statement
- Fund selection and replacement
- Ongoing investment monitoring
- Investment committee meetings
Plan Management
- Issue resolution
- Plan fee analysis
- Fiduciary audit file
- Plan compliance oversight
Plan Participation
- Educational seminars and materials*
- Strategic planning
- Custom allocations and target-date models
*Participant services are determined in advance
How Much Is Your Retirement Plan Costing You?
(And we don't just mean dollars.)
Fees in retirement plans are notoriously complex. This makes it hard to know the all-in costs. We understand the frustration, which is why we make sure your costs are transparent and competitive.
That’s why we report on your plan’s costs annually and benchmark your fees against plans like yours every three years.
Thinking of starting a retirement plan?
of small-business owners offer no retirement plan to help themselves and their employees prepare for the future.
We want to change that.
of small-business owners offer no retirement plan to help themselves and their employees prepare for the future.
We want to change that.
CONSIDER THE ADVANTAGES
As an employer a retirement plan may help you:
Your employees may benefit from:
INSIGHTS
House Passes “SECURE 2.0” Bill
On March 29, 2022, the U.S. House of Representatives passed the Securing a Strong Retirement Act of 2022 with a bipartisan vote of 414-5. The act is often referred to as “SECURE 2.0” because it builds on the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. …
IRS Releases 2021 Retirement Contribution Limits
Many Employee Contribution Limits Remain Unchanged The IRS has announced the cost-of-living adjustments for 2021 that affect amounts employees can contribute to 401(k) plans and IRAs. The following amounts remain unchanged for 2021: The employee contribution limit for 401(k) plans will remain $19,500. The catch-up contribution limit for employees aged 50 and over…
Plan Sponsor Guide: Understanding 401(k) Loans
Although not required by law, many 401(k) plans offer a loan provision as a way for plan participants to access money prior to retirement. The thinking is that more employees will contribute to the plan if they know they can tap into their savings should they incur an unexpected expense…
The Link Between Employee Productivity, Health, and Financial Stress
If you think financial wellness programs are a fad, think again. The industry consensus is that financial wellness not only produces results for employees, but it positively influences company bottom lines. That’s good news for a number of reasons, especially for the juggernaut of financial stress in the workplace during…
DOL Finalizes New Method for Electronic Delivery of Retirement Plan Disclosures
On May 21, 2020, the U.S. Department of Labor (DOL) published a final rule that will allow plan administrators to post retirement plan disclosures online or deliver them to employees by e-mail, as a default, to comply with their statutory duty to furnish documents under ERISA. This new safe harbor permits the…
CARES Act: Retirement Plan Relief Provisions
The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020. This $2 trillion emergency relief package represents a bipartisan effort to assist both individuals and businesses in the ongoing coronavirus pandemic and accompanying economic crisis. The CARES Act provisions for retirement plan relief…
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MEET THE TEAM
Mark Jones, CPA, MST, AIF
Jennifer Betz
Heather Voight, AIF
Hanna Killian
Sara Thomson
LET'S CONNECT
Persons associated with SIMA Retirement Solutions, LLC, may also be associated with SIMA Wealth Partners, LLC. The two firms are affiliated through common control and ownership.
This website is a publication of SIMA Retirement Solutions, LLC. The firm is registered as an investment adviser and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability.
Information presented is believed to be current. It should not be viewed as personalized investment or legal advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a professional advisor before implementing any of the strategies discussed. Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation. The firm is not engaged in the practice of law or accounting.
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All investments have the potential for profit or loss. Different types of investments involve higher and lower levels of risk. There is no guarantee that a specific investment or strategy will be suitable or profitable for an investor’s portfolio. There are no assurances that a portfolio will match or exceed any particular benchmark. Asset allocation and diversification do not ensure or guarantee better performance and cannot eliminate the risk of investment losses.