Experience the value of true consulting. We have been providing benefit solutions to the Richmond community for over 20 years.
*May be offered through affiliated companies. Additional fees may be required and are negotiated in advance.
Our team offers expertise in all types of coverage. It makes sense working with a company that offers all your company benefits in one place so you only have one contact.
Medical
Dental
Vision
Life insurance/AD&D
Long-term disability
Short-term disability
Long-term care
Supplemental insurance
Flexible benefits
Key employee insurance
Individual life insurance
Individual disability
Ease HR and benefits administration with an electronic, self-serve platform. We can help you select the right platform to meet your company needs.
Create a simple, electronic onboarding and offboarding for your new hires and terminations
Paperless benefits enrollment and easy access to view benefits coverage online
Broadcast company news, birthday and anniversary reminders, employee polls
Request signatures securely and save signed documents in employee file
Process life events from start to finish and submit required documentation online
View and manage your company calendar, employee rosters, organizational chart, etc.
24/7 access with user-friendly and convenient mobile app
Seamlessly transfer benefit deductions to your payroll system through integration or reporting
Easy access to company information with robust and customizable reporting
Create and manage company tasks for yourself and your employees
Create a simple, electronic onboarding and offboarding for your new hires and terminations
Paperless benefits enrollment and easy access to view benefits coverage online
Broadcast company news, birthday and anniversary reminders, employee polls
Request signatures securely and save signed documents in employee file
Process life events from start to finish and submit required documentation online
View and manage your company calendar, employee rosters, organizational chart, etc.
24/7 access with user-friendly and convenient mobile app
Seamlessly transfer benefit deductions to your payroll system through integration or reporting
Easy access to company information with robust and customizable reporting
Create and manage company tasks for yourself and your employees
We take the time to evaluate where you are and where you want to be. Let us help make your business and benefits easier than before.
First you provide us with your plan documents so our team can review your current benefits.
Then we put together customized RFPs based on your needs and review them with you before sending to the carriers.
Carriers send back their proposals and our team creates a summary of your options.
From there we look at whether your company would benefit from a technology platform. Reviewing the pros and cons of each platform.
Together looking at your plan options, we help you select the benefits that best meet your needs.
Our team presents your new plans at your open enrollment meeting. Afterwards we are here for any questions.
We submit your employee elections to the carriers. All you have to do is update your payroll deductions unless you have benefits technology that talks to your payroll.
You made it! With open enrollment behind you, we are here to provide ongoing support for you and your employees.
Don’t miss important updates, deadlines and insights – from market commentaries to filing deadlines we have it all!
Don’t miss important updates, deadlines and insights – from market commentaries to filing deadlines we have it all!
On May 16, 2023, the IRS released Revenue Procedure 2023-23 to provide the inflation-adjusted limits for health savings accounts (HSA) and high deductible health plans (HDHP) for 2024. The IRS is required to publish these limits by June 1 of each year. These limits include: The maximum HSA contribution limit; The…
On March 17, 2023, the IRS released a set of frequently asked questions (FAQs) to address whether certain costs related to general health, nutrition and wellness are medical expenses that can be paid or reimbursed by a health savings account (HSA), health flexible spending account (FSA) or health reimbursement arrangement…
The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that requires most employers to provide former employees and dependents who lose group health benefits due to a “qualifying event” with an opportunity to continue group health coverage for a limited period of time. Qualifying Events COBRA coverage must…
The Biden Administration has announced its plan to end the COVID-19 national emergency and public health emergency (PHE) on May 11, 2023. Employer-sponsored health plans have been required to comply with certain coverage requirements during the COVID-19 emergency periods, including the following: Health plans must cover COVID-19 diagnostic tests and…
On Jan. 30, 2023, the Biden administration released a statement announcing that it plans to end the COVID-19 public health emergency (PHE) and national emergency on May 11, 2023. Timeline for Ending Emergency Periods The COVID-19 PHE and national emergency were declared in early 2020 and are currently set to…
On Oct. 18, 2022, the IRS released Revenue Procedure 2022-38 (Rev. Proc. 22-38), which includes the inflation-adjusted limit for 2023 on employee salary reduction contributions to health flexible spending accounts (Health FSA). The Affordable Care Act (ACA) imposes a dollar limit on employees’ salary reduction contributions to health FSAs. This…
