BENEFITS

Experience the value of true consulting. We have been providing benefit solutions to the Richmond community for over 20 years.

SOLUTIONS

Renewal + Open Enrollment

  • Analyze your current benefits needs and networks
  • Compare carriers and plan options
  • Evaluate plan alternatives
  • Review benefit administration platforms
  • Present plan options and recommendations
  • Conduct employee meeting
  • Oversee open enrollment progress
  • Process plan elections with carriers

Consulting

  • Gain an understanding of your company’s objectives
  • Advise on your strategic plan and benefits program
  • Assess success of implemented plan
  • Insights on latest health care changes
  • Provide employee wellness program resources
  • HR library and resources access
  • Access to our HR partners to provide you HR guidance*

Ongoing Support

  • Provide overall plan support
  • Process new hires, terminations and life event changes with carrier
  • Help with employee claims and plan questions
  • Verify plan eligibility and participation requirements
  • Update employee changes with COBRA provider*
  • Benefit administration platform setup
  • Assist with carrier invoice and benefit deduction reconciliations

Compliance

  • Wrap document preparation*
  • Health reimbursement arrangement document preparation
  • Cafeteria plans (section 125 plans)
  • ACA reporting preparation*
  • PCORI fee calculations and guidance*
  • Form 5500 preparation*
  • Family & Medical Leave Act (FMLA) guidance
  • COBRA implementation assistance
  • Annual COBRA requirement review*
  • Year end fringe benefit information for CPAs*

Renewal + Open Enrollment

  • Analyze your current benefits needs and networks
  • Compare carriers and plan options
  • Evaluate plan alternatives
  • Review benefit administration platforms
  • Present plan options and recommendations
  • Conduct employee meeting
  • Oversee open enrollment progress
  • Process plan elections with carriers

Consulting

  • Gain an understanding of your company’s objectives
  • Advise on your strategic plan and benefits program
  • Assess success of implemented plan
  • Insights on latest health care changes
  • Provide employee wellness program resources
  • HR library and resources access
  • Access to our HR partners to provide you HR guidance*

Ongoing Support

  • Provide overall plan support
  • Process new hires, terminations and life event changes with carrier
  • Help with employee claims and plan questions
  • Verify plan eligibility and participation requirements
  • Update employee changes with COBRA provider*
  • Benefit administration platform setup
  • Assist with carrier invoice and benefit deduction reconciliations

Compliance

  • Wrap document preparation*
  • Health reimbursement arrangement document preparation
  • Cafeteria plans (section 125 plans)
  • ACA reporting preparation*
  • PCORI fee calculations and guidance*
  • Form 5500 preparation*
  • Family & Medical Leave Act (FMLA) guidance
  • COBRA implementation assistance
  • Annual COBRA requirement review*
  • Year end fringe benefit information for CPAs*

*May be offered through affiliated companies. Additional fees may be required and are negotiated in advance.

EXPANSIVE LINES OF COVERAGE

Our team offers expertise in all types of coverage. It makes sense working with a company that offers all your company benefits in one place so you only have one contact.

  • Medical
  • Dental
  • Vision
  • Life insurance/AD&D
  • Long-term disability
  • Short-term disability
  • Long-term care
  • Supplemental insurance
  • Flexible benefits
  • Key employee insurance
  • Individual life insurance
  • Individual disability

Medical

Dental

Vision

Life insurance/AD&D

Long-term disability

Short-term disability

Long-term care

Supplemental insurance

Flexible benefits

Key employee insurance

Individual life insurance

Individual disability

ADVANTAGES OF TECHNOLOGY

Ease HR and benefits administration with an electronic, self-serve platform. We can help you select the right platform to meet your company needs.

Create a simple, electronic onboarding and offboarding for your new hires and terminations

Paperless benefits enrollment and easy access to view benefits coverage online

Broadcast company news, birthday and anniversary reminders, employee polls

Request signatures securely and save signed documents in employee file

Process life events from start to finish and submit required documentation online

View and manage your company calendar, employee rosters, organizational chart, etc.

24/7 access with user-friendly and convenient mobile app

Seamlessly transfer benefit deductions to your payroll system through integration or reporting

Easy access to company information with robust and customizable reporting

Create and manage company tasks for yourself and your employees

Create a simple, electronic onboarding and offboarding for your new hires and terminations

Paperless benefits enrollment and easy access to view benefits coverage online

Broadcast company news, birthday and anniversary reminders, employee polls

Request signatures securely and save signed documents in employee file

Process life events from start to finish and submit required documentation online

View and manage your company calendar, employee rosters, organizational chart, etc.

24/7 access with user-friendly and convenient mobile app

Seamlessly transfer benefit deductions to your payroll system through integration or reporting

Easy access to company information with robust and customizable reporting

Create and manage company tasks for yourself and your employees

SEE HOW OUR OPEN
ENROLLMENT COMPARES

We take the time to evaluate where you are and where you want to be. Let us help make your business and benefits easier than before.

  • Initial Planning & Data Gathering

    First you provide us with your plan documents so our team can review your current benefits.

  • Prepare Request for Proposals

    Then we put together customized RFPs based on your needs and review them with you before sending to the carriers.

  • Analyze Carrier Proposals

    Carriers send back their proposals and our team creates a summary of your options.

  • Evaluate Technology Platforms

    From there we look at whether your company would benefit from a technology platform. Reviewing the pros and cons of each platform.

  • Plan & Technology Selection

    Together looking at your plan options, we help you select the benefits that best meet your needs.

  • Employee Renewal Meeting

    Our team presents your new plans at your open enrollment meeting. Afterwards we are here for any questions.

  • Open Enrollment Ends

    We submit your employee elections to the carriers. All you have to do is update your payroll deductions unless you have benefits technology that talks to your payroll.

  • Plan Implementation & Ongoing Support

    You made it! With open enrollment behind you, we are here to provide ongoing support for you and your employees.

JOIN OUR MAILING LIST

Don’t miss important updates, deadlines and insights – from market commentaries to filing deadlines we have it all!

JOIN OUR MAILING LIST

Don’t miss important updates, deadlines and insights – from market commentaries to filing deadlines we have it all!

INSIGHTS

MEET THE TEAM

LET'S CONNECT

Complete the form below and we will be in touch with you soon. We look forward to working with you!